Online claims in Spain – finally!

The General Council of Spanish Advocates and the Spanish Association of Insurance and Reinsurance Institutions have developed, together with an IT company, a platform allowing lawyers to safely communicate online with the insures of the vehicles involved in road traffic accidents. Over 90% of the insurance companies are already using this new platform, in use from 1 January 2018.

European Enforcement Orders and Spanish law

Regulation (EC) No 805/2004 of the European Parliament and of the Council of 21 April 2004 creating a European Enforcement Order (EEO) for uncontested claims designed a way to speed up the enforcement of civil cases in Member States. However, it is still necessary for the claimant to go before the courts in the defendant’s residence country and get a judgment against the debtor. Once a judgment is obtained, the claimant must apply to have it certified as a EEO. What is the applicable legislation in Spain, specifically in relation to loans guaranteed by mortgages?